An educated Advisor you can count on

West Coast Phone: 949-226-8342
East Coast Phone: 732-226-3113



to see how well he/she knows the complex IRA distribution rules


  1. I know this area requires specialized knowledge in IRA distribution planning. Do you have expertise in this area? How would I know that?

  2. What books have you read on the topic? Look at the books. If they crack when you open them…run. It’s the first time that book has been opened.

  3. What professional training do you take in IRA distribution planning? What courses or programs have you take? Can you show me the last course manual you received?

  4. How do you stay current on key IRA tax rules? What services or resources do you rely on to stay up to date? Can you show me a sample?

  5. What is the latest IRA tax rule you are aware of? When did that occur?

  6. How do you determine the best option for my lump sum distribution? What are all my choices?

  7. How would you keep track of my IRA beneficiary form? When should I update my beneficiary form? What are the key events that would trigger a need for a review?

  8. Can you should me the IRS life expectancy tables?

  9. Do you know what will happen to my IRA after I die? How will you make sure that my beneficiaries will get the Stretch IRA?

  10. Whom do YOU turn to when you have questions on IRA distribution planning? No one can know it all!

Working with a Financial Advisor who is knowledgeable in this area will help to ensure your wealth is protected. Schedule an Introductory Call to learn more about how Portnoff Financial can help you protect your retirement savings!